Lend Capital is a regulated, multi-channel lending platform built on two decades of combined experience across residential mortgage, commercial finance, and private lending. We structure secured financing for borrowers and originate disciplined loan participation opportunities for qualified capital partners.
Combined lending and finance experience
Lifetime loan volume brokered and originated
Active credentials in Texas and Florida
Texas Department of Banking community bank oversight
Publicly Verifiable
NMLS Consumer Access registry
Lend Capital is led by Ryan T. McCabe and George B. Shumate Jr., two operators with more than two decades of combined experience across mortgage lending, commercial finance, healthcare-sector operations, and capital markets. The platform sits within a vertically integrated lending stack that includes residential mortgage operations — in partnership with a Texas state-chartered community bank and one of the largest independent real estate brokers in the state — and a commercial finance arm specialising in creative business-purpose loan structures.
Both founders are NMLS-licensed mortgage loan originators in active good standing with state and federal regulators. Both are subject to recurring FBI background checks. Both are co-owners of a Texas state-chartered community bank, vetted directly by the Texas Department of Banking. All of this is public record and verifiable through the NMLS Consumer Access registry.
We don't take that lightly. The licensing and oversight are the reason we exist in the form we do — and they're the reason every loan, every participation, and every borrower relationship is documented, disclosed, and defensible.
Disciplined, documented, and defensible across every transaction.
Conventional and government loan origination through Lend Mortgage and Lend Mortgage Services — partnered with a Texas community bank and one of the state's largest independent real estate brokers. Owner-occupied purchase and refinance transactions, end-to-end from application to close.
Creative business-purpose lending. We work outside the constraints of traditional bank credit — sourcing development capital, bridge facilities, and bespoke commercial debt through a private network of funding sources.
Structured secured loan participation opportunities for qualified investors seeking fixed monthly income with collateral protection. Each opportunity is documented, secured, and administered within the same regulated lending framework we operate in every day.
Texas (Department of Savings and Mortgage Lending) and Florida
Texas Department of Banking — community bank co-ownership oversight
Recurring FBI fingerprint clearance — current and in good standing
Searchable on NMLS Consumer Access — government-operated public registry
Active membership in a banking trade organization
Strategic operating partnership with a Texas state-chartered community bank
$24M
Solo annual loan origination (personal peak)
Co-Founder & Principal
Two decades across financial services and healthcare. Started in mortgage origination with a national retail bank, then moved into wholesale through a licensed mortgage brokerage — successfully navigating the post-2008 regulatory overhaul of the lending industry.
Transitioned into healthcare project management with a major medical manufacturer (surgical and operating-room equipment), then helped scale a healthcare startup through private equity due diligence as the operational lead.
Most recently, built out the lending program for a Texas community bank — delivering a 100%+ return on investment within four months of launch. As sole loan originator for secondary market lending, serves as the central hub across borrowers, realtors, builders, title companies, underwriters, insurance providers, compliance teams, and attorneys.
2
Healthcare businesses scaled to multi-million monthly revenue
Co-Founder & Principal
Entrepreneur and finance professional working at the intersection of healthcare, real estate, and capital markets. Leads strategic growth, capital structuring, and investor relations across the Lend Capital platform — sourcing and structuring complex financing opportunities for borrowers, private investors, and business owners.
Prior to finance, built two successful healthcare businesses: Owner and Chief Sales Officer of MediSmart Solutions and CAP Medical, scaling sales operations from startup to multi-million-dollar monthly revenue. Earlier career as Regional Supervisor with Stryker ProCare, managing large field teams supporting hospital systems.
Background in construction and real estate development informs deal evaluation from both operational and financial angles. Cultivated network of investors and referral partners is the engine behind the firm's deal flow.
Whether you're financing a project, originating a borrower, or evaluating a capital opportunity, the conversation starts the same way — direct, on a call, without a script.
Direct contacts
