Lend Capital is originating a secured loan participation tied to a hedge fund borrower. Participants receive a fixed 15% annual return, paid monthly, secured against borrower account balances and intellectual property. A loan participation is a cleaner instrument than equity — it carries collateral, a contractual rate of return, and monthly cash distributions. An LP position carries none of those.
Fixed Annual Return
Eight key fields from the participation term sheet. Each is documented in the formal participation agreement executed directly with Lend Capital.
* Monthly loan payments commence 60 days post-closing. A grace period applies to borrower payments; participant distributions are remitted following receipt of borrower payment each month.
Capital deployed
Strategy gross yield target
Net participant return
Operating expenses
operations / hedging / infrastructure
Participants receive distributions independent of trading yield within strategy targets.
12-month commitment · monthly loan payments commence 60 days post-closing.
Above the loan structure itself, three additional protections back each participation.
A personal guarantee from the borrower's founding technology principal — a named individual obligation rather than a corporate representation — covering performance integrity and operational conduct. Direct personal accountability behind the operating infrastructure.
A joint-and-several corporate guarantee from the borrower entities, structured as primary obligors. Deposited capital is held against a 1:1 reserve requirement of identical assets in segregated accounts, with anti-rehypothecation provisions preventing any lending, pledging, or staking of participant capital.
An all-risk insurance wrapper over the reserves backing participant capital. Reserves are held in cash, money market funds, and US Treasury Bills, and are independently attested with third-party verification.
These protections sit on top of the loan structure rather than replacing it. The participation is designed first to protect capital, and second to deliver consistent monthly income.
A 20-minute call with George Shumate covers the structure, the protections, and your fit.
Lend Capital provides the documentation package: participation agreement, collateral disclosures, guarantee schedules, and underlying borrower terms.
Sign, fund, and your participation is recorded. First distribution arrives 60 days after closing.
NMLS-Licensed
Texas & Florida
Bank Co-Owners
TX Dept of Banking
FBI Cleared
Recurring checks
Publicly Verifiable
NMLS Consumer Access
Lend Capital handles every aspect of participant onboarding, documentation, monthly distributions, and ongoing reporting. As an NMLS-licensed lending entity with active mortgage origination credentials in Texas and Florida — and as co-owners of a Texas state-chartered community bank vetted by the Texas Department of Banking — we operate within a regulated lending framework as a matter of daily practice, not as a marketing claim.
Both principals are subject to recurring FBI background checks and publicly verifiable through the NMLS Consumer Access registry.
For More Information, Contact:
Co-Founder & Principal · Lend Capital
All participation opportunities are documented through formal participation agreements executed directly with Lend Capital.
This material is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy securities. Loan participations originated by Lend Capital are offered exclusively to qualified investors meeting applicable suitability requirements.
